Carebear26
6 months agoNew Contributor
Returned Payment Charge
If your debit card declines for a payment you are charged a $50 fee. With as many scams and fraud on the rise many keep their cards frozen to avoid unwanted charges. It is not that the funds are not there but there is many reasons a card would show declined. It would be understandable for a returned ACH payment but I have never had this with a card. It feels like a unfair practice. I have never heard another company do this as I am sure they see it in a negative way. If COX could explain why this makes sense to charge additional fees for a decline debit card that would be much appreciated.